Continuous Insurance Enforcement goes live
A New set of insurance regulations for all motor vehicles, Continuous Insurance Enforcement (CIE), have been introduced by the government. It is now illegal to own a light commercial which is not covered by a van insurance policy. It’s very similar to the laws currently in place for vehicle tax.Research carried out by money-supermarket.com suggests that one in six motorists are currently without the minimum insurance cover required by law. The new regulations are set to have a huge impact.
The Motor Insurers Bureau (MIB) has agreed to work alongside the DVLA, providing it with access to its Motor Insurance Database. This is a list of every registration plate number featured on an insurance policy in the UK.
CIE has been introduced in response to the rising problem of uninsured drivers in the UK, which the MIB believes is costing the insurance industry close to £500m annually. This is being passed onto law-abiding motorists in the form of higher basic insurance premium costs, adding around £30 to every insurance policy.
If a vehicle is not featured in the database the driver will automatically be issued with a £100 on-the-spot fine and could also have the vehicle clamped, seized or destroyed. The driver will then be issued with a date by which an appropriate motor insurance policy has to be in place. Failure to comply could result in a further £1,000 fine and a possible court appearance.
The only exceptions to the new regulations are vehicles declared as off-the-road to the DVLA. This can be done by filling in a Statutory Off-Road Notification (SORN) which can either be done online or over the phone.
The British Insurance Brokers Association’s Graeme Trudghill said: “CIE is a bold move to tackle uninsured driving and will make the roads safer.”























